I hear the above phrase all the time with clients in Virginia Beach, Norfolk and Chesapeake. Owning a home is a important financial responsibility, and the decision should not be taken lightly. Before you buy, you must consider: – How long do you plan to stay in the area? – Do you have enough money Read more about Mortgage vs Rental Payments[…]
Lenders want to see the borrower has solid history of paying debt on time and in a consistent way. That’s why they refer to a credit report. It is important to note that when buying a home, some banks accept a minimum score of 620 (depending on the loan program). I work with a Read more about Does My Credit Score Impact My Mortgage?[…]
I often hear first-time homebuyers say they don’t think they can afford to buy a home — especially millennials who may have a lot of debt (ex: student loans). If you live in Hampton Roads (Virginia Beach, Norfolk and Chesapeake), you have options to get a mortgage that are easier than you think. You might have Read more about How Much is a Down Payment for a Mortgage?[…]
First-time homebuyers in Virginia love technology and know how to access information fast. If you want to impress them, download these apps: Sitegeist: Helps you learn about your surroundings in seconds using publicly available information. Example: average age of people in the neighborhood and popular nearby attractions. Dropbox: Allows you to store documents (contracts, pictures, etc) and share them quickly Read more about First-Time Homebuyers Love These Three Real Estate Apps[…]
As you know, every transaction is different in real estate. Every client, every property and every loan. That’s a good thing because first-time homebuyers can’t stand cookie-cutter deals. It’s why they don’t like to eat at places like Olive Garden and TGI Friday’s here in Virginia Beach, Norfolk, Chesapeake and cities across Virginia. The menu is Read more about First-Time Homebuyers Prefer Customization[…]