In the wake of COVID-19, millions of homeowners have gone into mortgage forbearance. That’s a staggering number, and the statistic underscores how much the pandemic has impacted the ability to make monthly payments. Forbearance means you pause or reduce your mortgage payment for a limited period of time. You will have to repay the deferred Read more about With Mortgage Forbearance, Pay Attention to Pay-Back Rules[…]

The COVID-19 pandemic has caused economic turmoil in every facet of American life, not the least of which is the ability to make monthly mortgage payments. With unemployment rates in the millions and rising, the government recognized a huge sector of the population will struggle to pay their mortgages immediately. That’s why Congress approved the Read more about What you need to know about mortgage forbearance[…]

Now is a Great Time to Explore a Mortgage Refinance The Coronavirus has sent shockwaves through the economic markets and one consequence is the decrease in mortgage rates. You may have heard people say, “Now is a great time to refinance your mortgage.” Let me fill in the gaps with two government refinance programs you Read more about Now is a Great Time to Explore a Mortgage Refinance[…]

Did you know that, as part of a Veterans Administration (VA) loan, you can receive a special mortgage offer to make energy improvements in your home? It’s called an Energy Efficient Mortgage (EEM), an opportunity to create valuable cost-saving opportunities within your home and reduce your utility bills. VA loans are available to active-duty military Read more about A Smart Option for Energy Efficient Improvements[…]