Lending a Hand by Shikma Rubin
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Category: My Blog

real estate advice from industry professionals in Virginia

5 Smart Tips on Homebuying from Hampton Roads Realtors

Posted on March 2, 2016June 5, 2016 by shikma.rubin@gmail.com

The things you must know before buying a home. Advice from real-estate professionals in Virginia.

Posted in My BlogTagged hampton roads, homebuying, howard hannah william e wood, long and foster, real estate, virginia beach1 Comment

New credit inquiries or credit lines can ruin your loan process

Posted on February 12, 2016June 5, 2016 by shikma.rubin@gmail.com

Big takeaway is to guard your credit. Every inquiry may affect the loan process.

Posted in My BlogTagged credit report, Credit score, debt-to-income, first-time homebuyers, mortgage chesapeake, mortgage norfolk, mortgage virginia beach, need a loan norfolk, need a loan virginia beachLeave a comment
the big short and the responsibility of homeownership

“The Big Short” and the responsibility of homeownership

Posted on January 22, 2016June 6, 2016 by shikma.rubin@gmail.com

The 2008 crash, changed a lot of things, especially in the mortgage industry.

Posted in My BlogTagged first-time homebuyers, mortgage chesapeake, mortgage norfolk, mortgage virginia beach, need a loan norfolk, need a loan virginia beachLeave a comment
private and shared wells

Water Testing when you have an Individual and Shared Well

Posted on January 22, 2016June 6, 2016 by shikma.rubin@gmail.com

If your water source is from a well, additional testing may be required.

Posted in My BlogTagged first-time homebuyers, individual well, mortgage chesapeake, mortgage norfolk, mortgage virginia beach, need a loan norfolk, need a loan virginia beach, shared well, water testingLeave a comment
residual income

Complicated Terms, Simple Definitions: Residual Income

Posted on January 15, 2016June 6, 2016 by shikma.rubin@gmail.com

VA Home loans require that the residual income be assessed and analyzed.

Posted in My BlogTagged DTI, first-time homebuyers, mortgage chesapeake, mortgage norfolk, mortgage virginia beach, need a loan norfolk, need a loan virginia beach, Residual income, va loansLeave a comment

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Shikma Rubin
NMLS# 1114873
Tidewater Home Funding
Licensed Mortgage Originator
Office- 757-336-8690
Direct- 757-490-4726
srubin@tidewaterhomefunding.com

Shikma Rubin is a licensed Mortgage Loan Originator (NMLS ID #114873) with Tidewater Home Funding, LLC. This is not a commitment to lend. All loans subject to program guidelines including credit and property approval. If refinancing an existing loan, the total finance charges may be higher over the life of the loan. Tidewater Home Funding is licensed in VA, NC & FL. NMLS ID #41552 (www.nmlsconsumeraccess.org). Equal Housing Lender. Corporate Office: 757-366-8690 |1108 Eden Way N., Ste. A, Chesapeake, VA 23320

MLO-18142VA
NC: I-160534
FL: LO43639

Tidewater Home Funding

1108 Eden Way North
Chesapeake, VA 23320

srubin@tidewaterhomefunding.com
(Office) 757-366-8690

(Direct) 757-490-4726

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