Save This Checklist of Documents You Need to Buy a Home

No matter the loan program you choose, you need to show the lender these documents or pieces of information.
*Please note this list may not cover every document throughout the loan process, but it’s a great starting point.*
  1. Name, address and phone number of your current landlord (if you rent).  Most recent mortgage statement  (if you own). 
  2. Copies of your W2 for 2013,  2014 and 2015
  3. Full tax returns for 2013,  2014 and 2015
  4. ALL pages of your bank statements for the last two months. Make sure your full name, full account number and bank name appear on the statement.
  5. Pay stubs for the last 30 days
  6. Most recent 401k, mutual funds, bonds, and/or stocks account statement with all pages included
  7. If applicable: proof from the court you receive or pay alimony and/or child support. Along with divorce/separation and/or custody documentation
  8. Copy of driver’s license
  9. Credit report – the loan officer will pull it for you
  10. Any other credit documents- such as bankruptcy, foreclosure documents. 

*Based on the loan program, you will need to bring additional documentation.*

VA Loans

  • Statement of Service
  • Current orders
  • If you’re active duty, you need to complete DD1880 (request for eligibility)
  • If you’re a veteran, you need to provide DD214 
  • Letter from childcare provider, if applicable
VHDA Loan
  • Homebuyer certification
  • Most recent 3-year tax returns (2013, 2014, 2015)
  • Most recent 3-year W2s (2013, 2014, 2015)
Self-Employed Borrower
  • Two years of signed tax returns with all the tax schedules
  • YTD company profit/loss statement

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